Finance your plans with an individual loan

Finance your plans with an individual loan

Require money to fund a purchase or task?

Finance work with an individual loan at a marketing price!

Take advantage of an rate that is exceptional1) until 31 August to help make your projects possible. Simulate and make an application for your loan on line: from the absolute comfort of your house, in only a clicks that are few!

Extra discount of 0.20per cent for the power retrofitÂ

Preparing energy-saving renovations (temperature pump installation, boiler replacement, green roof, outside and interior insulation, etc. )? Â

Reap the benefits of an extra discount: your own personal loan at 1.61% (APR: 1.65percent).

Personal bank loan: an answer without shocks

A unsecured loan (1) actually hassle-free selection for funding prepared or unforeseen costs.

  • From 2500 up to a optimum of EUR 75,000
  • 12 to 60 months
  • Fixed month-to-month repayments
  • Versatile: you decide on the payment per month date that most useful you prefer

Submit an application for a individual loan online!

Currently litigant? Get on the 100percent protected online Banking platform to try to get a loan online that is personal.

Perhaps not yet a customer? Perform an online loan calculation and application or call us. An consultant will contact you to definitely allow you to select the solution that most readily useful matches your preferences.

Energy loan that is retrofitting

Are you currently preparing energy retrofitting work? Follow our guide! Â

Do you realize?

Insurance coverage can protect the loan that is outstanding in the function of death

For greater safety also to protect your ones that are loved apply for credit security insurance coverage.

This insurance will cover any remaining payments (subject to the conditions of the policy) in the event of death.

You’ll sign up for credit security insurance coverage for every single of your customer loans: personal bank loan, OptiLine credit center or even the Réserve Privilège.  Â

Protect unanticipated purchases or access a cash book on demand

At BGLÂ BNPÂ Paribas, we’ve a selection of answers to satisfy your funding needs, all of that are tailored to your finances.

Must you make an purchase that is unexpected? To pay for an unanticipated cost or buy for yourself one thing unique, make use of the OptiLine credit facility.

You’ll be able to sign up for the Réserve PrivilègeÂ. That is a money book you can use at any time without reason.


Can I be charged an administration cost whenever I sign up for a loan that is personal?

There are not any management costs at BGL BNP Paribas.

Do i must start a free account getting a loan that is personal?

Yes, opening a merchant account with BGLÂ BNPÂ Paribas is really a pre-requisite for getting that loan.

What’s the true point of pooling loans?

You must always ensure that your account has sufficient funds to complete each separate payment when you have multiple loans. By pooling your loans, you merely intend to make one repayment that is monthly. This will make handling your budget that is monthly that easier! Taking out fully a individual loan allows you to fund a task and pool loans during the time that is same.

What income tax deductions am we eligible for?

No more than EURÂ 672 in debit interest on customer loans are deducted as unique costs per individual per income tax household annually. Tax deductions concerning insurance costs are a part of this EURÂ 672 cap. Â

Tax deductibility differs on the basis of the individual situation of every customer and it is susceptible to alter.

Can that loan be reduced early?

It is possible to spend a loan off early, but could be charged early payment charges set during the time the contract is finalized.

(1) for loan of EUR 15,000 repayable over 48 months at a hard and fast rate of interest of 1.81percent per year, you’ll spend 48 instalments of EUR 324.19 (excluding optional insurance coverage). No application costs. APR Fixed apr: 1.85percent per year (at the mercy of spending your income into an “Essentiel” account held with your bank). Total balance by the debtor: EUR 15,569.33.

The hypothetical instance is given to information purposes just and are not able to be looked at that loan offer and/or approval. The financial institution is certainly not responsible for this instance or even for any choices made predicated on this instance.

Provide at the mercy of conditions and terms and approval of the application by the bank.

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